5% Down Payment Assistance Program

Mid America has partnered with a non-profit to expand homeownership opportunities nationally. This program combines an FHA-insured first mortgage with a 5-year, fully forgivable second lien. The second lien funds can be used to pay the down payment and/or closing costs.

A Home for Misfit Loans

We offer a competitive alternative take-out for displaced loans stuck on your warehouse line or in portfolio. Mid America can bid loans within 48 hours:

Bid Tape Template

Our Process is Simple

Loans We Buy


Reserve/Bid Loan

Email loan information to TradeDesk@MidAmericaMortgage.com


Loan Registration

Submit Fannie Mae 3.2 data file.


Loan Review

Images submitted via DocVelocity portal. Loan underwritten prior to approval of purchase.


Collateral Review

We provide detailed collateral preparation and submission instructions.



Preparation of purchase advice and confirmation of wire instructions.

Mid America Mortgage, Inc. Correspondent

Email The Trade Desk Trade Inquiries Only

Email Julas Hollie Sales Director

Email Jacob Morris Trading Associate

Are You A Borrower?